Reduce costs, minimize risk and get faster access to your money by converting paper checks into electronic deposits
Checks are an unwavering fixture in American business. As the payment option continues to remain popular among consumers, check acceptance has had great advancements over the years with multiple programs to pin your check services needs.
Choose the right mix of security and convenience for your check acceptance. Electronic Check Service has the service level that’s right for you. We can even create a custom combination of service level options to best match the risk management needs across your footprint.
Electronic Check Service
It's your money, why wait for it?
Direct DDA Access Processing
Real-Time access to over 35 Million DDA account information
Accounts Receivable Conversion (ARC)
The perfect accounts receivable solution for high volume paper checks
Conversion with Guarantee
Accept every check without the worry!
Conversion with Verification + Collection
All the advantages without the collections
Checks By Phone
Accept checks over the phone
Checks By Web
Allow your customers with more ways to pay
How it Works
POS terminal connects to the largest financial institutions
Real-Time check for open and valid account status
Real-time check for account balance
Features
Check Verification and Guarantee
Check Verification and Collections
Virtual Terminal or POS Terminal
Online Reporting
Benefits
No more trips to the bank or deposit slips
Eliminate banking fees and paper check handling costs
Reduce bad checks and eliminate risk
Consolidate deposits from multiple locations
Market or Sector Served
Retail
Face to Face merchants
Store front merchants
How it Works
POS terminal connects to the largest financial institutions
Real-Time check for open and valid account status
Real-time check for account balance
Features
Check Verification and Guarantee
Online Reporting
Check Verification and Collections
Virtual Terminal or POS Terminal
Online Reporting
Benefits
Make decisions based on real-time data
Reduce bad checks by 30%
No more trips to the bank or deposit slips
Eliminate banking fees and paper check handling costs
Reduce bad checks and eliminate risk
Consolidate deposits from multiple locations
Market or Sector Served
Real-Time account access to over 35 million accounts
Reduce returns by more than 30%
Make decisions based on actual bank data not negative file predictive database
Direct network connections to the largest financial institutions
How it Works
POS terminal connects to the largest financial institutions
Real-Time check for open and valid account status
Real-time check for account balance
Features
Check Verification and Guarantee
Online Reporting
Check Verification and Collections
Virtual Terminal or POS Terminal
Online Reporting
Benefits
Make decisions based on real-time data
Reduce bad checks by 30%
No more trips to the bank or deposit slips
Eliminate banking fees and paper check handling costs
Reduce bad checks and eliminate risk
Consolidate deposits from multiple locations
Market or Sector Served
Real-Time account access to over 35 million accounts
Reduce returns by more than 30%
Make decisions based on actual bank data not negative file predictive database
Direct network connections to the largest financial institutions